[Disclaimer] This article was written to the best of our knowledge with the latest news released from the Federal government. There are many moving parts to both of these programs, and as the days and weeks pass, there may be more clarification to some parts that are vague or confusing. Please be mindful, that I…

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Editor’s Note:Update [3/26/2020] We will try our best to update this article with the latest information/news from the federal government during these changing climate  With the Coronavirus crisis fully engaging our nation, every facet of our economic system is being affected.  President Trump declared Friday March 13 that he’s waived “interest on all student loans…

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The Optometrist’s Guide to Student Loans Chapter 1: Harsh RealityChapter 2: Federal ProgramsChapter 3: Loan ForgivenessChapter 4: How to Refinance Chapter 4: How to I Refinance into Private Loans  This might be one of the most hotly debated topics among optometrists mainly because it is a ONE-time decision. Once you decide to refinance your federal…

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The Optometrist’s Guide to Student Loans Chapter 1: Harsh RealityChapter 2: Federal ProgramsChapter 3: Loan ForgivenessChapter 4: How to Refinance Chapter 2: Federal Programs If you are not pursuing any loan forgiveness programs or not eligible for tuition reimbursement programs, then the only option is to simply to pay off all your student loans. This…

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The Optometrist’s Guide to Student Loans Chapter 1: Harsh RealityChapter 2: Federal ProgramsChapter 3: Loan ForgivenessChapter 4: How to Refinance By: Dat Bui,  OD April 3, 2020 [Editor’s Note] Since federal programs and student loan policies change all the time, we try to keep this guide updated with the latest information as much as possible.…

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Personal finance is called personal for a reason; it is just as much a science as it is an art (similar to prescribing glasses). But seriously, this is probably one of the most difficult decisions that a lot of doctor investors will face and has starved me of sleep a lot – simply deciding which…

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Optometrists with an average salary of $120,000 will make approximately $10 million dollars over their working career when factoring in raises and inflation. It took you 8-10 years of schooling to get to where your career is, in addition you probably took over $200,000 worth of student loans to invest in your future. Therefore, with…

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